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RRIF Table

RRIF Minimum Amounts are calculated using the following:
(for illustration purposes)

• previous years portfolio valuation on December 31st
• your current age and the corresponding percentage
  listed on table below

(Example, An 81 year old, with a portfolio value of $168,000 would have a minimum annual payment of $15,103.20)

*A qualifying RRIF is generally a Registered Retirement Income Fund entered into before 1993 † For ages below 71, the formula is 1 / (90 - age)

Age General Qualifying RRIF's* 71† 0.0738 0.0526 72 0.0748 0.0556 73 0.0759 0.0588 74 0.0771 0.0625 75 0.0785 0.0667 76 0.0799 0.0714 77 0.0815 0.0769 78 0.0833 0.0833 79 0.0853 0.0853 80 0.0875 0.0875 81 0.0899 0.0899 82 0.0927 0.0927 83 0.0958 0.0958 84 0.0993 0.0993 85 0.1033 0.1033 86 0.1097 0.1097 87 0.1133 0.1133 88 0.1196 0.1196 89 0.1271 0.1271 90 0.1362 0.1362 91 0.1473 0.1473 92 0.1612 0.1612 93 0.1792 0.1792 94 or older 0.2000 0.2000