Until recently, many retirees have been able to rely upon the three-legged stool of retirement income sources: a defined benefit pension plan that guarantees a lifetime income, their own savings, and the Canada Pension Plan.
We firmly believe in personalized service. We view investment management differently. While many of our competitors have attempted to commoditize investment management, our proven success is centered on personalized investment solutions for the individuals, families, businesses and charitable organizations we serve.
We know that each client has individual financial circumstances that need to be addressed. Whether their objective is generating a stream of income from their investments, long-term capital appreciation, or simply protecting their hard-earned nest-egg, we will prepare an investment strategy that best suits their needs.
Many investment advisors are employed by firms who provide incentives for their advisors to place their clients' money into their firm's own investments. At Watt Carmichael Inc. there are no special incentives to encourage our advisors to recommend any particular investment, avoiding this conflict.